Request Auto Insurance in the Denver Metro Area

Drive Confidently with Full Coverage

Name: Rocky Mountain Insurance Services
Address: Centennial, CO, 80015, US
Telephone: (303) 699-1346

Auto insurance in the Denver metro starts at Colorado's state minimums, but those limits rarely cover a real accident. We write above the minimum, run a "discount detective" pass to find every discount you qualify for, and place coverage for drivers other agencies turn away.

Since 2001Melissa has held an insurance licence since September 2001
BBB A+Rated by the Better Business Bureau
10 carriersThe companies we represent, listed in full
Real peopleNo call centers — you speak to your agent

Overview

Request Auto Insurance in the Denver Metro Area

Driving through the scenic roads of the Denver Metro Area is a pleasure, but having the right auto insurance is a legal necessity. At Rocky Mountain Insurance Services, we offer auto insurance written above the state minimums. Serving the Denver Metro area, including Centennial and Aurora, our policies are tailored to fit your driving habits, coverage needs, and financial requirements. Whether you're a great driver, a high-risk driver or just looking for the best rate, our "discount detective" approach works through the discounts each carrier offers, from multi-policy bundles to safety features, to see which ones you qualify for.

With our broker advantage, we provide coverage options even for those with challenging driving records. Let us help you build a policy that fits your needs and keeps you protected on the road.

Request your auto insurance quote today and let Rocky Mountain Insurance Services provide you with the protection you need, and the service you deserve.

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Person driving a car with both hands on the steering wheel, wearing a plaid shirt.

Questions about your auto insurance?

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What you get

What's Included in This Service

Our auto insurance policies are designed to provide comprehensive protection and peace of mind. Here's what we offer:

Liability coverage for bodily injury and property damage
Medical payments coverage for you and your passengers
Physical damage coverage for your vehicles based on your needs
Discount bundles for multi-policy, safety features, and low mileage
High-risk driver options, including SR-22 filings

Secure your car insurance today and enjoy worry-free driving in Aurora.

Questions

Auto Insurance questions we hear most

What are Colorado's minimum auto insurance requirements?

Colorado requires liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, plus $15,000 for property damage. Those limits are low relative to what a serious accident actually costs, which is why we usually recommend writing above them.

Can you insure me if I have tickets, accidents or a lapse?

Yes. As an independent broker we have access to carriers that write challenging driving records, including drivers some agencies decline. Acceptance and pricing are still down to each carrier’s underwriting.

What discounts can I actually get?

The common ones are multi-policy (bundling home or renters with auto), vehicle safety features, low annual mileage, and paid-in-full or paperless billing. We run through every discount a carrier offers rather than quoting a default rate.

Do you handle SR-22 filings in Colorado?

Yes. An SR-22 is a certificate your insurer files with the state proving you carry the required liability coverage, usually after a DUI, an at-fault accident without insurance, or too many points. We place the policy and handle the filing.

Not sure whether your auto insurance is doing what you think it is?

Get a quote (303) 699-1346

Companies We Represent

One agency, many carriers

As an independent broker with access through The Ahbe Group, we shop your coverage across these carriers instead of selling a single company's product.

Other coverage

Pair it with the rest of your protection

Service areas

Auto Insurance across the Denver metro

Auto Insurance in Denver, CO

We also write across Littleton, Castle Rock and the wider Front Range. If you are in Colorado, call (303) 699-1346 and we will tell you straight away whether we can help.

Ready to compare auto insurance?

Get a quote (303) 699-1346